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View of hands holding and writing a check, there is a calculator and a pair of glasses on the table too.

Personal Checking

Having the right checking account can have perks and benefits, as well as ease of access.

Find the right account for you below!

Basic Personal Account

  • $50.00 to open
  • Monthly statements are provided

Check Sure

With FNB Check Sure you can avoid those costly overdraft fees. Whenever your account reaches a zero balance you will be advanced a loan. Repayments are made on a monthly basis at the time of your statement.

E Account

  • Free debit card
  • No debit card fees
  • Free Mobile Banking
  • Free text alerts
  • Free Mobile Deposit Capture
  • No monthly service charge 

Freedom Card Pre-Paid Debit Card

  • No reload fees, no inactivity fees
  • Funds are loaded onto the card through your FNB checking or savings account. May be funded through Online Banking

Hometown Checking

Come home to valuable extras! Perks listed below!

  • Unlimited Checking and Free Checks
  • Interest on checking
  • Fax service
  • Visa®
  • Emergency cash advance service
  • 50% off Cashier's Checks and Money Orders
  • Free Safe Deposit Box for a year
  • Photo copy service
  • Passbook Savings
  • Individual Retirement Account
  • Direct Deposit
  • Free Notary Service
  • Bank-By-Mail

Hometown Checking 50

If you've reached the age of 50, and maintain a $100.00 minimum balance, all of the benefits of Hometown Checking are yours! If you fall below $100.00, a monthly fee will apply.


Premier Account

  • $500.00 to open, maintain, and to draw interest at the current rates
  • 20 checks are allowed per month*
  • If balance falls below $500.00, a monthly fee, plus per check and per deposit fee will be imposed

*A per check fee is charged for each check over 20


Fee Schedule


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