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Rates

View our deposit rates here. We strive to keep these updated for your convenience.

 

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Deposit Rates

COD - IRAs

CODs

Deposit Rates Effective May 21, 2024

Our deposit rates effective as of May 21 , 2024
Annual Percentage YieldInterest RateCompoundingMinimum Balance**
Savings*
Annual Percentage Yield
0.40%
Interest Rate
0.40%
Compounding
Quarterly
Minimum Balance**
$20.00 - $24,999.99
Savings*
Annual Percentage Yield
0.55%
Interest Rate
0.55%
Compounding

Quarterly

Minimum Balance**
$25,000.00 - $49,999.99
Savings*
Annual Percentage Yield
0.70%
Interest Rate
0.70%
Compounding
Quarterly
Minimum Balance**
$50,000.00 - $999,999.99
Premier Checking*
Annual Percentage Yield
0.15%
Interest Rate
0.15%
Compounding
Monthly
Minimum Balance**
$500.00 - $999,999.99
Hometown Checking*
Annual Percentage Yield
0.10%
Interest Rate
0.10%
Compounding
Monthly
Minimum Balance**
$1,000.00 - $999,999.99
MMDA Personal*
Annual Percentage Yield
0.50%
Interest Rate
0.50%
Compounding
Monthly
Minimum Balance**
$1,000.00 - $24,999.99
MMDA Personal*
Annual Percentage Yield
0.70%
Interest Rate
0.70%
Compounding
Monthly
Minimum Balance**
$25,000.00 - $49,999.99
MMDA Personal*
Annual Percentage Yield
0.90%
Interest Rate
0.90%
Compounding
Monthly
Minimum Balance**
$50,000.00 - $999,999.99
MMDA Non-Personal*
Annual Percentage Yield
0.50%
Interest Rate
0.50%
Compounding
Monthly
Minimum Balance**
$2,500.00 - $49,999.99
MMDA Non-Personal*
Annual Percentage Yield
0.70%
Interest Rate
0.70%
Compounding
Monthly
Minimum Balance**
$50,000.00 - $999,999.99
TDOA IRA*
Annual Percentage Yield
1.90%
Interest Rate
1.92%
Compounding
Quarterly
Minimum Balance**
$00.00 - $999,999.99
 

*Above rates may change after the account is opened. Fees could reduce the earnings on the account.

**To Earn interest

COD - IRAs***

A table with our COD-IRA rates.
APYInterest Rate
32-179 DaysN/AN/A
180-364 Days1.15%1.15%
1 Year1.81%1.80%
2 Years2.42%2.40%
3 Years2.78%2.75%
4 Years3.03%3.00%
5 Years3.39%3.35%
7 Years3.96%3.90%
APY
32-179 Days
N/A
180-364 Days
1.15%
1 Year
1.81%
2 Years
2.42%
3 Years
2.78%
4 Years
3.03%
5 Years
3.39%
7 Years
3.96%
Interest Rate
32-179 Days
N/A
180-364 Days
1.15%
1 Year
1.80%
2 Years
2.40%
3 Years
2.75%
4 Years
3.00%
5 Years
3.35%
7 Years
3.90%
 

***Certificates require a $1,000.00 Minimum Deposit

CODs****

A table with our COD rates.
APYInterest Rate
32-179 Days.95%.95%
180-364 Days

1.15%

1.15%
1 Year1.80%1.80%
2 Years2.40%2.40%
3 Years2.75%2.75%
4 Years3.00%3.00%
5 Years3.35%3.35%
7 Years3.90%3.90%
 

****Certificates require a $1,000.00 minimum deposit

COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.

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