View our deposit rates here. We strive to keep these updated for your convenience.
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Deposit Rates Effective Dec. 3, 2024
| Annual Percentage Yield | Interest Rate | Compounding | Minimum Balance** | |
|---|---|---|---|---|
| Savings* | Annual Percentage Yield 0.40% | Interest Rate 0.40% | Compounding Quarterly | Minimum Balance** $20.00 - $24,999.99 |
| Savings* | Annual Percentage Yield 0.55% | Interest Rate 0.55% | Compounding Quarterly | Minimum Balance** $25,000.00 - $49,999.99 |
| Savings* | Annual Percentage Yield 0.70% | Interest Rate 0.70% | Compounding Quarterly | Minimum Balance** $50,000.00 - $999,999.99 |
| Premier Checking* | Annual Percentage Yield 0.15% | Interest Rate 0.15% | Compounding Monthly | Minimum Balance** $500.00 - $999,999.99 |
| Hometown Checking* | Annual Percentage Yield 0.10% | Interest Rate 0.10% | Compounding Monthly | Minimum Balance** $1,000.00 - $999,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.50% | Interest Rate 0.50% | Compounding Monthly | Minimum Balance** $1,000.00 - $24,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.70% | Interest Rate 0.70% | Compounding Monthly | Minimum Balance** $25,000.00 - $49,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.90% | Interest Rate 0.90% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.50% | Interest Rate 0.50% | Compounding Monthly | Minimum Balance** $2,500.00 - $49,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.70% | Interest Rate 0.70% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| TDOA IRA* | Annual Percentage Yield 1.90% | Interest Rate 1.92% | Compounding Quarterly | Minimum Balance** $00.00 - $999,999.99 |
*Above rates may change after the account is opened. Fees could reduce the earnings on the account.
**To Earn interest
COD - IRAs***
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | N/A | N/A |
| 180-364 Days | 1.26% | 1.25% |
| 1 Year | 1.61% | 1.60% |
| 2 Years | 2.02% | 2.00% |
| 3 Years | 2.47% | 2.45% |
| 4 Years | 2.73% | 2.70% |
| 5 Years | 3.09% | 3.05% |
| 7 Years | 3.75% | 3.70% |
APY
32-179 Days
N/A
180-364 Days
1.26%
1 Year
1.61%
2 Years
2.02%
3 Years
2.47%
4 Years
2.73%
5 Years
3.09%
7 Years
3.75%
Interest Rate
32-179 Days
N/A
180-364 Days
1.25%
1 Year
1.60%
2 Years
2.00%
3 Years
2.45%
4 Years
2.70%
5 Years
3.05%
7 Years
3.70%
***Certificates require a $1,000.00 Minimum Deposit
CODs****
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | .95% | .95% |
| 180-364 Days | 1.25% | 1.25% |
| 1 Year | 1.60% | 1.60% |
| 2 Years | 2.00% | 2.00% |
| 3 Years | 2.45% | 2.45% |
| 4 Years | 2.70% | 2.70% |
| 5 Years | 3.05% | 3.05% |
| 7 Years | 3.70% | 3.70% |
****Certificates require a $1,000.00 minimum deposit
COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.
