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Coins stacked on a table with a drawing of a bar graph and percent signs about the coins

Rates

View our deposit rates here. We strive to keep these updated for your convenience.

 

Please select the rates you are looking for:

Deposit Rates

COD - IRAs

CODs

 

Deposit Rates Effective September 15, 2020

Our deposit rates effective as of September 15, 2020.
 Annual % YieldInterest RateCompoundingMinimum Balance**
Savings*
Annual % Yield
0.09%
Interest Rate
0.09%
Compounding
Quarterly
Minimum Balance**
$20.00 - $24,999.99
Savings*
Annual % Yield

0.09%

Interest Rate

0.09%

Compounding

Quarterly

Minimum Balance**
$25,000.00 - $999,999.99
Premier Checking*
Annual % Yield
0.03%
Interest Rate
0.03%
Compounding
Monthly
Minimum Balance**
$500.00 - $999,999.99
Hometown Checking*
Annual % Yield
0.01%
Interest Rate
0.01%
Compounding
Monthly
Minimum Balance**
$1,000.00 - $999,999.99
MMDA Personal*
Annual % Yield
0.11%
Interest Rate
0.11%
Compounding
Monthly
Minimum Balance**
$1,000.00 - $49,999.99
MMDA Personal*
Annual % Yield
0.14%
Interest Rate
0.14%
Compounding
Monthly
Minimum Balance**
$50,000.00 - $999,999.99
MMDA Non-Personal*
Annual % Yield
0.09%
Interest Rate
0.09%
Compounding
Monthly
Minimum Balance**
$2,500.00 - $49,999.99
MMDA Non-Personal*
Annual % Yield
0.12%
Interest Rate
0.12%
Compounding
Monthly
Minimum Balance**
$50,000.00 - $999,999.99
TDOA IRA*
Annual % Yield
0.25%
Interest Rate
0.25%
Compounding
Quarterly
Minimum Balance**
$00.00 - $999,999.99
 

*Above rates may change after the account is opened. Fees could reduce the earnings on the account.

**To Earn interest

 

COD - IRAs***

A table with our COD-IRA rates.
 APYInterest Rate
32-179 DaysN/AN/A
180-364 Days0.15%0.15%
1 Year0.20%0.20%
2 Years0.20%0.20%
3 Years0.30%0.30%
4 Years0.35%0.35%
5 Years0.40%0.40%
7 Years0.65%0.65%
APY
32-179 Days
N/A
180-364 Days
0.15%
1 Year
0.20%
2 Years
0.20%
3 Years
0.30%
4 Years
0.35%
5 Years
0.40%
7 Years
0.65%
Interest Rate
32-179 Days
N/A
180-364 Days
0.15%
1 Year
0.20%
2 Years
0.20%
3 Years
0.30%
4 Years
0.35%
5 Years
0.40%
7 Years
0.65%
 

***Certificates require a $1,000.00 Minimum Deposit

 

CODs****

A table with our CODrates.
 APYInterest Rate
32-179 Days0.15%0.15%
180-364 Days0.15%0.15%
1 Year0.20%0.20%
2 Years0.20%0.20%
3 Years0.30%0.30%
4 Years0.35%0.35%
5 Years0.40%0.40%
7 Years0.65%0.65%
 

****Certificates require a $1,000.00 minimum deposit

COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.

 
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