View our deposit rates here. We strive to keep these updated for your convenience.
Please select the rates you are looking for:
Deposit Rates Effective July 8, 2025
| Annual Percentage Yield | Interest Rate | Compounding | Minimum Balance** | |
|---|---|---|---|---|
| Savings* | Annual Percentage Yield 0.50% | Interest Rate 0.50% | Compounding Quarterly | Minimum Balance** $20.00 - $24,999.99 |
| Savings* | Annual Percentage Yield 0.65% | Interest Rate 0.65% | Compounding Quarterly | Minimum Balance** $25,000.00 - $49,999.99 |
| Savings* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Quarterly | Minimum Balance** $50,000.00 - $999,999.99 |
| Premier Checking* | Annual Percentage Yield 0.15% | Interest Rate 0.15% | Compounding Monthly | Minimum Balance** $500.00 - $999,999.99 |
| Hometown Checking* | Annual Percentage Yield 0.10% | Interest Rate 0.10% | Compounding Monthly | Minimum Balance** $1,000.00 - $999,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.60% | Interest Rate 0.60% | Compounding Monthly | Minimum Balance** $1,000.00 - $24,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Monthly | Minimum Balance** $25,000.00 - $49,999.99 |
| MMDA Personal* | Annual Percentage Yield 1.00% | Interest Rate 1.00% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.60% | Interest Rate 0.60% | Compounding Monthly | Minimum Balance** $2,500.00 - $49,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| TDOA IRA* | Annual Percentage Yield 1.61% | Interest Rate 1.60% | Compounding Quarterly | Minimum Balance** $00.00 - $999,999.99 |
*Above rates may change after the account is opened. Fees could reduce the earnings on the account.
**To Earn interest
COD - IRAs***
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | N/A | N/A |
| 180-364 Days | 1.10% | 1.10% |
| 1 Year | 1.41% | 1.40% |
| 2 Years | 1.71% | 1.70% |
| 3 Years | 2.17% | 2.15% |
| 4 Years | 2.42% | 2.40% |
| 5 Years | 2.93% | 2.90% |
| 7 Years | 3.70% | 3.65% |
APY
32-179 Days
N/A
180-364 Days
1.10%
1 Year
1.41%
2 Years
1.71%
3 Years
2.17%
4 Years
2.42%
5 Years
2.93%
7 Years
3.70%
Interest Rate
32-179 Days
N/A
180-364 Days
1.10%
1 Year
1.40%
2 Years
1.70%
3 Years
2.15%
4 Years
2.40%
5 Years
2.90%
7 Years
3.65%
***Certificates require a $1,000.00 Minimum Deposit
CODs****
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | .90% | .90% |
| 180-364 Days | 1.10% | 1.10% |
| 1 Year | 1.40% | 1.40% |
| 2 Years | 1.70% | 1.70% |
| 3 Years | 2.15% | 2.15% |
| 4 Years | 2.40% | 2.40% |
| 5 Years | 2.90% | 2.90% |
| 7 Years | 3.65% | 3.65% |
****Certificates require a $1,000.00 minimum deposit
COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.
