View our deposit rates here. We strive to keep these updated for your convenience.
Please select the rates you are looking for:
Deposit Rates Effective Oct. 14, 2026
| Annual Percentage Yield | Interest Rate | Compounding | Minimum Balance** | |
|---|---|---|---|---|
| Savings* | Annual Percentage Yield 0.65% | Interest Rate 0.65% | Compounding Quarterly | Minimum Balance** $20.00 - $24,999.99 |
| Savings* | Annual Percentage Yield 0.80% | Interest Rate 0.80% | Compounding Quarterly | Minimum Balance** $25,000.00 - $49,999.99 |
| Savings* | Annual Percentage Yield 0.95% | Interest Rate 0.95% | Compounding Quarterly | Minimum Balance** $50,000.00 - $999,999.99 |
| Premier Checking* | Annual Percentage Yield 0.15% | Interest Rate 0.15% | Compounding Monthly | Minimum Balance** $500.00 - $999,999.99 |
| Hometown Checking* | Annual Percentage Yield 0.10% | Interest Rate 0.10% | Compounding Monthly | Minimum Balance** $1,000.00 - $999,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.75% | Interest Rate 0.75% | Compounding Monthly | Minimum Balance** $1,000.00 - $24,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.95% | Interest Rate 0.95% | Compounding Monthly | Minimum Balance** $25,000.00 - $49,999.99 |
| MMDA Personal* | Annual Percentage Yield 1.16% | Interest Rate 1.15% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.75% | Interest Rate 0.75% | Compounding Monthly | Minimum Balance** $2,500.00 - $49,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.95% | Interest Rate 0.95% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| TDOA IRA* | Annual Percentage Yield 2.07% | Interest Rate 2.05% | Compounding Quarterly | Minimum Balance** $00.00 - $999,999.99 |
*Above rates may change after the account is opened. Fees could reduce the earnings on the account.
**To Earn interest
COD - IRAs***
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | N/A | N/A |
| 180-364 Days | 1.41% | 1.40% |
| 1 Year | 1.96% | 1.95% |
| 2 Years | 2.57% | 2.55% |
| 3 Years | 3.14% | 3.10% |
| 4 Years | 3.39% | 3.35% |
| 5 Years | 3.91% | 3.85% |
| 7 Years | 4.63% | 4.55% |
APY
32-179 Days
N/A
180-364 Days
1.41%
1 Year
1.96%
2 Years
2.57%
3 Years
3.14%
4 Years
3.39%
5 Years
3.91%
7 Years
4.63%
Interest Rate
32-179 Days
N/A
180-364 Days
1.40%
1 Year
1.95%
2 Years
2.55%
3 Years
3.10%
4 Years
3.35%
5 Years
3.85%
7 Years
4.55%
***Certificates require a $1,000.00 Minimum Deposit
CODs****
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | 1.05% | 1.05% |
| 180-364 Days | 1.40% | 1.40% |
| 1 Year | 1.95% | 1.95% |
| 2 Years | 2.55% | 2.55% |
| 3 Years | 3.10% | 3.10% |
| 4 Years | 3.35% | 3.35% |
| 5 Years | 3.85% | 3.85% |
| 7 Years | 4.55% | 4.55% |
****Certificates require a $1,000.00 minimum deposit
COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.
