View our deposit rates here. We strive to keep these updated for your convenience.
Please select the rates you are looking for:
Deposit Rates Effective August 15, 2023
| Annual Percentage Yield | Interest Rate | Compounding | Minimum Balance** | |
|---|---|---|---|---|
| Savings* | Annual Percentage Yield 0.25% | Interest Rate 0.25% | Compounding Quarterly | Minimum Balance** $20.00 - $24,999.99 |
| Savings* | Annual Percentage Yield 0.30% | Interest Rate 0.30% | Compounding Quarterly | Minimum Balance** $25,000.00 - $49,999.99 |
| Savings* | Annual Percentage Yield 0.35% | Interest Rate 0.35% | Compounding Quarterly | Minimum Balance** $50,000.00 - $999,999.99 |
| Premier Checking* | Annual Percentage Yield 0.10% | Interest Rate 0.10% | Compounding Monthly | Minimum Balance** $500.00 - $999,999.99 |
| Hometown Checking* | Annual Percentage Yield 0.07% | Interest Rate 0.07% | Compounding Monthly | Minimum Balance** $1,000.00 - $999,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.30% | Interest Rate 0.30% | Compounding Monthly | Minimum Balance** $1,000.00 - $24,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.40% | Interest Rate 0.40% | Compounding Monthly | Minimum Balance** $25,000.00 - $49,999.99 |
| MMDA Personal* | Annual Percentage Yield 0.50% | Interest Rate 0.50% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.30% | Interest Rate 0.30% | Compounding Monthly | Minimum Balance** $2,500.00 - $49,999.99 |
| MMDA Non-Personal* | Annual Percentage Yield 0.40% | Interest Rate 0.40% | Compounding Monthly | Minimum Balance** $50,000.00 - $999,999.99 |
| TDOA IRA* | Annual Percentage Yield 1.81% | Interest Rate 1.80% | Compounding Quarterly | Minimum Balance** $00.00 - $999,999.99 |
*Above rates may change after the account is opened. Fees could reduce the earnings on the account.
**To Earn interest
COD - IRAs***
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | N/A | N/A |
| 180-364 Days | 1.00% | 1.00% |
| 1 Year | 1.51% | 1.50% |
| 2 Years | 2.32% | 2.30% |
| 3 Years | 2.47% | 2.45% |
| 4 Years | 2.88% | 2.85% |
| 5 Years | 3.19% | 3.15% |
| 7 Years | 3.60% | 3.55% |
APY
32-179 Days
N/A
180-364 Days
1.00%
1 Year
1.51%
2 Years
2.32%
3 Years
2.47%
4 Years
2.88%
5 Years
3.19%
7 Years
3.60%
Interest Rate
32-179 Days
N/A
180-364 Days
1.00%
1 Year
1.50%
2 Years
2.30%
3 Years
2.45%
4 Years
2.85%
5 Years
3.15%
7 Years
3.55%
***Certificates require a $1,000.00 Minimum Deposit
CODs****
| APY | Interest Rate | |
|---|---|---|
| 32-179 Days | 0.60% | 0.60% |
| 180-364 Days | 1.00% | 1.00% |
| 1 Year | 1.50% | 1.50% |
| 2 Years | 2.30% | 2.30% |
| 3 Years | 2.45% | 2.45% |
| 4 Years | 2.85% | 2.85% |
| 5 Years | 3.15% | 3.15% |
| 7 Years | 3.55% | 3.55% |
****Certificates require a $1,000.00 minimum deposit
COD-IRAs and CODs - Rates change each Tuesday and there is a substantial interest penalty for early withdrawal.
